Automobile Insurance

Driving without auto insurance is against the law in most states. Auto insurance not only can provide protection financially, but it is a social responsibility as well. We are able to provide coverage for most types of vehicles, and will visit with you to determine which limits, coverage options, and company can best meet your needs.

It is important to have the right level of coverage to protect yourself from large court awarded settlements for your auto liability. Want protection for your vehicle from hail, glass breakage and collision with animals as well as damage to your vehicle from a collision with another vehicle? Protect your investment in your newer vehicles with comprehensive and collision coverages.

Gregory’s professional agents can assist you by providing you with various options for deductibles. We are your local agent who is here to discuss your insurance needs and answer your questions.

Auto Safety Information

Please see information regarding Distracted Driving and other Auto Safety topics in our Information Center.   Being a safe and accident free drive can save you money with lower insurance premiums.

Questions about Auto Insurance?

April is Distracted Driving Month

Plan to Recognize April as Distracted Driving Awareness Month

distracted_drivingThousands die needlessly each year because people continue to use their cell phones while driving, handheld or hands-free. Join the National Safety Council this April in urging those you care about to:

  • Stop using cell phones while driving
  • Understand the dangers of the cognitive distraction to the brain
  • Inform people who call you while driving that you'd be happy to continue the conversation once they have reached their destination
  • Tell others about the dangers of cell phone distracted driving

See how you can get involved:

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First Car, First Insurance Question: Does My Teen Driver Need Their Own Policy?

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How to insure a teenager’s car has got to be one of the most common questions Gregory's Insurance professionals get asked year after year. Should parents title and insure a teen driver’s car separately from other cars in the household? This is normally done with an eye to save some premium dollars and to reduce potential liability for the parents- at least on the surface. The reality is that insuring a teen driver’s car separately can actually open some pretty big gaps in coverage that a parent may still find they’re liable for. So here are a few things to consider when deciding whether your teen should have their own policy:

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5 Things to Discuss with Your Teen Driver
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Driving can open up new opportunities for teens but with those opportunities comes responsibility. It’s important for teens to understand those responsibilities and for parents to set appropriate expectations. With school starting shortly it’s a good time to sit down with your teen driver and have a discussion about your rules and expectations on how they use a car, whether they have their own or borrow yours. Here are five subjects you’ll want to cover with your teenager when it comes to driving.

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Care to Share? How Joining a Car or Bike Share Program Could Impact Your Insurance
Across the country car and bike share programs are gaining in popularity as a way to ease congested traffic patterns in urban areas while at the same time providing more flexible transportation alternatives to public transit. These programs are a great alternative for urban dwellers and college students who may not own a car or bike but occasionally need one to run errands, or to use as an alternate means of commuting.
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Rental Car Insurance: To Buy or Not to Buy?

As the holiday season approaches, millions of Americans will take to the roads to visit family and friends. Since many will make the trip in a rented car, it’s an appropriate time to discuss one of the most frequently asked questions of agents and brokers all over the country: “Should I buy the insurance from the rental car company?”

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Shopping Carts Woes

Could your car’s worst enemy be…a shopping cart? How could a motor-less, four-wheeled wannabe pose such a threat to a proper automobile? Believe it or not, one of the most common causes of body damage to a car is the dings and dents received by not-so-innocent buggies in the parking lots of your neighborhood grocery store. The question is: If your car is the next victim, how will your car insurance respond?

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Is a GPS Covered by an Auto Policy?

Some may view them as science fiction gone wild. Others see them as indispensable, possibly life-saving tools. Regardless of your feelings about Global Positioning Systems (GPS), they continue to occupy the dashboards of millions of U.S. vehicles each year. The pervasiveness and expense of the technology has drivers asking if their GPS systems are covered by auto insurance.

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Insurance: The One Question Everyone Asks

“Am I overpaying?” That’s a question that every consumer asks from time to time. Everyone is curious and concerned as to whether he or she is getting a good value for the money, whether it’s for a candy bar, a car or an airline ticket

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For answers to these and other questions, please see Auto Insurance Guide from www.trustedchoice.com

Our Personal Insurance Team

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Jennifer Wood

Agent
Personal Insurance
 

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Misty Reid

Agent
Personal Insurance
 

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Donna Brice

Agent
Personal insurance
 

Did You Know?

Insurance discounts are readily available for consumers who combine family policies, use one insurance company for several types of coverage, or take other measures such as using property theft deterrents or maintaining good driving records. Consumers should consult with an independent insurance agent at least once a year to evaluate changing needs and look for cost savings.

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GREGORY'S INSURANCE
ALLIANCE OFFICE
(308) 762-5200
(800) 658-3288
(308) 763-2165 (fax)
124 West 3rd Street,PO Box 910
Alliance NE 69301
gregorys_chadron_ne_nebraska_office_w200
GREGORY'S INSURANCE
CHADRON OFFICE
(308) 432-8050
(308) 432-8022
(308) 432-0497 (fax)
240 East 3rd Street,PO Box 470
Chadron, NE 69337

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