Personal Liability

Avoid a Bracket Busting Claim: Insuring Special Events

It’s time for March Madness! Are you planning a blowout that will make render an entirely new meaning to “bracket busting?” Has your neighborhood community center asked for a either a hold-harmless agreement or a damage deposit exceeding your current mortgage payment?

Sounds too Good to be True: Downloading Illegal Music

Remember the days of curling up to the radio on a Saturday night, torturing yourself through commercials and lame tunes just to be able to crank it when Mr. DJ played your favorite song?

No longer does one require the patience to spend an entire evening anticipating the next round of “Love Me Tender” or the BOC’s “Godzilla.” File-sharing programs make an instant world faster—obtaining music and video clips with a click. Popular versions like iTunes legitimize the process through pages of service agreements and per-transfer fees, but every program is not so “official.”

Who Let the Dogs Out

There are times when man’s best friend becomes his worst nightmare. While many dog owners cite “security” as the reason they keep canines, less than 1% of those bitten by dogs are unlawful intruders. A majority of victims—more than 70 %—are children.

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Personal Liability

Avoid a Bracket Busting Claim: Insuring Special Events

Sounds too Good to be True: Downloading Illegal Music

Who Let the Dogs Out

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